Cash Back Rewards
Earn cash back on everyday spending
Earn Cash Back
Earn unlimited cash back on purchases made with a LendingClub debit card and paid from a Rewards Checking account.1
You must have a Rewards Checking account open for at least 30 days, and meet one of the following requirements to qualify to earn cash back:
Receive $2,500 worth of direct deposits into your Rewards Checking account from an employer or another source of income, or
Keep an average balance of $2,500 or more in your Rewards Checking account
Earn Cash Back
Use your LendingClub Bank debit card to earn unlimited cash back:
Earn unlimited 1.00% cash back
How to Earn
- Make signature-based (“credit”) purchases at your favorite retailers in-store and online using your debit card associated with your Rewards Checking debit card
- The cash back you earn will automatically be credited to your Rewards Checking account at the end of the month following the earning period
- Cash Back Rewards are earned monthly, so if you don’t qualify in one month, you can still earn the next!
Why choose LendingClub?
“I like having all fees resulting from ATM use reimbursed to me, no matter how often or how little I use ATMs. I also like it that there is no cap on how much these reimbursements can amount to.”
“This representative was extremely kind, courteous, helpful, and knowledgeable. She was successfully able to resolve my issue quickly, and was very kind and attentive during the process. This representative sets a great example of what excellent customer service is.”
Best banking experience I ever had hands down
The unbelievably kind and helpful customer service team is one of the main reasons I bank with LendingClub.
Digital banking, made human.
At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.
We use 256-bit encryption to ensure that data is protected with the highest level of security.
Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000 per depositor for each ownership category.
Have a question? We’re here to help. Chat with us online, or reach us by phone or email.