You’ve got the advantage!
We offer you exclusive benefits just for banking with LendingClub.
Our Advantage Program is completely free. You are enrolled automatically, just for being a LendingClub client!
Earn Unlimited 1% Cash Back
Earn Cash Back with Rewards Checking
Earn unlimited 1.00% cash back on online & in-store signature-based (“credit”) purchases made with a debit card and paid from a Rewards Checking account.1
Just select “credit” instead of “debit” at the point-of-sale where available.
Increased Deposit & Transfer Limits
Do more with your account by increasing your daily debit card, external transfer, and mobile deposit limits.
How to qualify
To qualify for larger transaction limits, you must be a client for a certain amount of time and have a specific relationship balance.
Manage your money and life
LendingClub has worked with partners to bring you the best financial products available. Whether you are looking to save towards financial goals, gain peace of mind with insurance, or save money on your next trip, our Marketplace has the products to maximize your banking experience.
Receive a surprise gift each time you get upgraded
You will have the option to select a free gift from our store, tailored exclusively to each status upgrade. From tumblers to apparel, we have a wide selection of LendingClub gear for you to choose from. Each status is established by the length of your account and your relationship balance.
Early Direct Deposit
Get paid up to two days early
When you sign up for direct deposit, you can receive your paycheck or other income up to two days early.2 We have a form that you can complete and submit to your employer. Direct Deposit Form
Free ATM Rebates
Get unlimited monthly reimbursements
With a Rewards Checking account, you can start saving money by avoiding out-of-network ATM fees and receiving reimbursements that are automatically deposited into your account at the end of the month.3
Why choose LendingClub?
“I like having all fees resulting from ATM use reimbursed to me, no matter how often or how little I use ATMs. I also like it that there is no cap on how much these reimbursements can amount to.”
“This representative was extremely kind, courteous, helpful, and knowledgeable. She was successfully able to resolve my issue quickly, and was very kind and attentive during the process. This representative sets a great example of what excellent customer service is.”
Best banking experience I ever had hands down
The unbelievably kind and helpful customer service team is one of the main reasons I bank with LendingClub.
Digital banking, made human.
At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.
We use 256-bit encryption to ensure that data is protected with the highest level of security.
Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000 per depositor for each ownership category.
Have a question? We’re here to help. Chat with us online, or reach us by phone or email.