Personal Banking


Services to help you manage your money and life.

We’ve partnered with some of the best financial products available to help you spend, save and protect your money.


Ladder has reinvented life insurance to be instant, simple, and smart. They’ve removed the barriers of Life Insurance to provide you with constant coverage in 10 minutes or less.

Get started by visiting Ladder’s website.

Learn More


We have partnered with Credible to offer access to prequalified rates for Student Loans and Student Loan Refinancing.

We have partnered with Booking to offer 6% back on your travel when booked through Booking with your debit card.1

Book Today


Snapchat is a popular messaging app that lets users exchange pictures and videos. Grow your business with a unique mobile audience primed to take action. For a limited time, spend $500 in Snapchat’s Ads Manager and receive $1500 in ad credit to use towards your next campaign!

Learn More


Mainvest is an investment platform for brick & mortar businesses. With Mainvest, you can turn your network, neighbors, and customers into investors in your business. After your raise, you provide them with flexible repayments tied to your revenue, so they become incentivized to patronize your business and promote it in their community.

Raise Capital

Why choose LendingClub?

  • Andres G.
  • Joseph S.
  • Monique R.
  • John M.
  • “I like having all fees resulting from ATM use reimbursed to me, no matter how often or how little I use ATMs. I also like it that there is no cap on how much these reimbursements can amount to.”

    Andres G.

  • “This representative was extremely kind, courteous, helpful, and knowledgeable. She was successfully able to resolve my issue quickly, and was very kind and attentive during the process. This representative sets a great example of what excellent customer service is.”

    Joseph S.

  • Best banking experience I ever had hands down

    Laura H.

  • The unbelievably kind and helpful customer service team is one of the main reasons I bank with LendingClub.

    Michael F.

Let’s get started!

Don’t have an account yet? Apply now and open your new account in under 3 minutes! What are you waiting for?

Digital banking, made human.

At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.


We use 256-bit encryption to ensure that data is protected with the highest level of security.

Financial Institution

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.

Customer Support

Have a question? We’re here to help. Chat with us online, or reach us by phone or email.

1. The final amount of your cashback reward is based on 6% of the value of your booking. This final amount may exclude some taxes/fees and is subject to currency conversion rates. Your cashback will be paid by, directly to your LendingClub Bank issued Debit Card. You must use your issued debit card as payment for your booking to receive a cashback reward. You must have a account to receive your reward. The email on your account must be the same as the one used for your booking. You can create your account after making your booking. It will take at least 64 days after your stay to process your cashback. It may take an additional month after the reward is processed for the payment to be posted to your card. All references to the “Radius Debit card” or “debit card” herein refers to a Debit Card issued by LendingClub Bank, N.A, Member FDIC. This program is sponsored by This program is not sponsored or endorsed by LendingClub Bank, N.A, Mastercard, or any of their respective affiliates. Further, none of LendingClub Bank, N.A, Mastercard, or any of their respective affiliates has any responsibility to fulfill any cash back earned through this program or for any failure on your part to meet the standards for qualifying for this program. This promotion is not sponsored or endorsed by LendingClub Bank, N.A, Mastercard, or any of their respective affiliates, and none of the foregoing has any responsibility to fulfill any cash back earned through this promotion. LendingClub Bank, N.A. may be a paid partner of LendingClub Bank, N.A. may receive compensation from business partners in connection with certain promotions in which LendingClub Bank, N.A. refers clients to such partners for the purchase of non-investment consumer products or services. This type of marketing partnership gives LendingClub Bank, N.A. an incentive to refer clients to business partners instead of to businesses that are not partners of LendingClub Bank, N.A. This conflict of interest affects the ability of LendingClub Bank, N.A. to provide clients with unbiased, objective promotions concerning the products and services of its business partners. This could mean that the products and/or services of other businesses, that do not compensate LendingClub Bank, N.A., may be more appropriate for a client than the products and/or services of LendingClub Bank, N.A.’s business partners. Clients are, however, not required to purchase the products and services LendingClub Bank, N.A. promotes. 
2. Standard data and message rates may apply to Mobile Banking services. This includes the use of LendingClub MobileLendingClub Commercial, and other services. Android is a trademark of Google LLC. iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. 
3. LendingClub Bank N. A. may receive compensation if you become a client of one of the businesses within our marketplace.