Personal Banking

Savings and CD Accounts

Take advantage of one of the nation’s top rates.

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High-Yield Savings

Earn 2.07% APY on your entire balance1


Certificate of Deposit

We offer competitive CD terms with rates as high as 2.95% APY for a 5-year term.2 Minimum opening deposit is $2,500.

Mobile Banking

Compare Savings Accounts

Not sure which account is right for you? Take a look at our savings account comparison tool.

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Why choose LendingClub?

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  • “I like having all fees resulting from ATM use reimbursed to me, no matter how often or how little I use ATMs. I also like it that there is no cap on how much these reimbursements can amount to.”

    Andres G.

  • “This representative was extremely kind, courteous, helpful, and knowledgeable. She was successfully able to resolve my issue quickly, and was very kind and attentive during the process. This representative sets a great example of what excellent customer service is.”

    Joseph S.

  • Best banking experience I ever had hands down

    Laura H.

  • The unbelievably kind and helpful customer service team is one of the main reasons I bank with LendingClub.

    Michael F.


Feel free to contact us with any questions. We’ll make sure to get you an answer or put you in touch with whoever you’re looking for.

Digital banking, made human.

At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.


We use 256-bit encryption to ensure that data is protected with the highest level of security.

Financial Institution

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000 per depositor for each ownership category.

Customer Support

Have a question? We’re here to help. Chat with us online, or reach us by phone or email.

1. High-Yield Savings has no monthly maintenance fee, no minimum balance requirement after $100.00 to open the account, and is FDIC-insured up to the maximum allowed.Annual Percentage Yield (APY) accurate as of 08/15/2022. Rate tiers are as follows: 2.07% APY applies to balances of $0.00-$9.99; 2.07% APY applies to the entire balance on balances of $10.00-$2,499.99; 2.07% APY applies to the entire balance on balances of $2,500.00-$24,999.99 and 2.07% APY applies to the entire balance on balances of $25,000.00 or more. Rates are variable and may change at any time after the account is opened without notice. Rates are determined in the sole discretion of the Bank. Fees may reduce earnings.
2. Annual Percentage Yield (APY) accurate as of 08/15/2022. $2,500.00 minimum opening deposit required. Maximum deposit amount of $250,000.00. Fees could reduce earnings on account.  A penalty may be imposed for early withdrawal.  At the end of the initial term, CDs will automatically renew at the then offered rate.  
3. Standard data and message rates may apply to Mobile Banking services. This includes the use of LendingClub MobileLendingClub Commercial, and other services. Android is a trademark of Google LLC. iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries.